Free statement review
Are you overpaying for card processing? Find out for free.
Send Keith a recent processing statement. You get a plain-English read on your effective rate, what is markup versus pass-through, and any fees that do not belong, with no obligation.
What the review covers
What Keith checks on your statement
The numbers
- Effective rate: total fees divided by total card sales
- Markup compared with the pass-through costs on your statement
- Per-transaction, batch and monthly statement fees
- PCI, compliance and other recurring line items
The contract side
- Early termination and cancellation terms, if you share the agreement
- Equipment leases or hardware commitments
- Whether a cheaper setup actually fits how you take payments
- A straight answer when staying put is your best move
Three steps
How it works
Send a statement
Book a call, or text or email your most recent statement to Keith.
Get a plain-English review
Keith walks through your effective rate and each fee that stands out.
Decide with no pressure
If a change makes sense you will see the numbers in writing. If not, you will hear that too.
Results depend on your statement and your business. The review does not promise a specific savings amount.
Common questions
What is an effective rate?
Your effective rate is the total you paid in processing fees divided by the total card sales for the month. It puts every fee on one number so you can compare processors fairly.
What do I need to send?
A recent processing statement, ideally the most recent full month. You can bring it to a call, text it or email it. Keith will tell you if he needs anything else.
Is it really free?
Yes. There is no charge for the review and no obligation. If a change does not make sense for you, Keith will say so.
How is my statement handled?
Keith uses it to prepare your review and for nothing else. See the privacy policy for details.
Do you review statements for restaurants and pizza shops?
Yes, and for retail and service businesses. Keith works with businesses nationwide.
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Free statement review
Bring a statement.
Leave with a clear answer.
Book a 15-minute call, or call or text Keith directly. We’ll show you your effective rate and whether a change makes sense. If it doesn’t, we’ll tell you.