Merchant cash advances
Need working capital? Get a merchant cash advance.
Working capital based on your card sales, repaid as a small share of future sales. Funding decisions are often fast, with no fixed monthly payment.
How it works
Three steps. Plain terms.
Share recent card sales
Send a few recent processing statements so we can see what your card sales look like.
Get an offer
If you qualify, you’ll get an offer with the amount and terms in writing. Keith walks you through it before you decide.
Repay from future sales
A small share of your future card sales goes toward the advance. Slower days mean smaller amounts.
Who it’s for
- Businesses that take card payments every day
- Restaurants, bars, cafés, retail and service businesses
- Owners who need working capital for inventory, equipment, repairs, staffing or a slow season
- Anyone who’d rather not take on a fixed monthly payment
Questions owners ask
How is it repaid?
As a small share of your future card sales, collected as you make them, until the agreed amount is repaid.
Is there a fixed monthly payment?
No. What you pay moves with your sales, so it’s smaller on slower days.
What do I need to apply?
Recent card processing statements, basic business information and owner details. Keith will tell you exactly what’s needed for your business.
Subject to approval.
Free statement review
Bring a statement.
Leave with a clear answer.
Book a 15-minute call, or call or text Keith directly. We’ll show you your effective rate and whether a change makes sense. If it doesn’t, we’ll tell you.