Financial Technology
Card processing
and point-of-sale (POS), done right.
Keith and the NCS Pays team set up payments that fit how restaurants and businesses actually run, and stay with you after.
Free statement review
What you getMerchant cash advances
Need working capital?
Get a merchant cash advance.
Working capital based on your card sales, repaid as a small share of future sales. Keith walks you through timing for your business, with no fixed monthly payment.
Subject to approval.
POS systems
POS systems we set up and support.
You’re not locked into one brand. We match the system to how you run, then our team handles setup, training and support.
Running a pizzeria? See pizza POS options
Brand names and logos are trademarks of their respective owners.
What we do
One team for payments and the tools around them.
Processing, point of sale, invoicing and business software, matched to how your business actually runs, with Keith as your direct line.
Card processing & point of sale
Processing and POS systems for restaurants, bars, cafés, retail and service businesses. Pricing explained up front, and you’re not locked into one system.
How it worksInvoicing for the trades
Landscapers, plumbers, HVAC, electricians and contractors invoice from a phone and get paid by card or ACH.
keithpays.comOpening a new business?
Get your merchant account and terminals in place before your first customer.
What you’ll needAlready processing?
Send a recent statement. We’ll show you your effective rate and whether a change makes sense.
Book a reviewAI consulting
Practical help putting AI to work in your business: the right tools, set up around how you run, without the hype.
Merchant cash advances
Working capital based on your card sales, repaid as a small share of future sales. Keith walks you through timing for your business, with no fixed monthly payment.
How it worksBuilt for
Built for how your business runs.
From a single café to a hotel, a fuel station or a ship at sea, the setup is matched to the operation.
Hotels & resorts
Payments for the front desk, dining and shops across one property.
Cruise ships
POS and payment setups for onboard dining, retail and guest services.
Petro
Gas stations and fuel: processing at the pump and in the store.
Retail
Countertop and mobile checkout with inventory that keeps up.
Businesses nationwide
Cafés, pizzerias, food trucks, shops and service businesses across the US.
Salons & spas
Appointments, quick checkout and tips handled cleanly.
The trades
Invoice from a phone and get paid by card or ACH.
Custom development
Our team builds custom tools when nothing on the market fits your workflow.
How it works
Three steps. No surprises.
From the first call to your first transaction, Keith is your point of contact, and our team always works together to handle the details and better serve you.
Talk it through
A short call about how you take payments today and what isn’t working. Bring a statement if you have one.
Get a clear recommendation
The right processing and POS setup for your business, with pricing in writing and in plain language.
Go live with support
Apply with Keith by phone or on a booked call. Our team handles setup and training, and you keep a direct line to Keith afterward.
Tools
Built for specific problems.
Software for the trades and for busy businesses, set up and supported the same way.
keithpays.com, invoicing tool for the trades
Invoicing and payments for contractors and service pros. Send an invoice from your phone, and customers pay by card or ACH from a link.
Invoicing tool for the tradesBuilt for: Invoice app for landscapers · Invoicing for contractors · Plumbing invoice app · HVAC invoicing app · Invoice app for electricians
Invoice and screenshots show sample data.
The measuring stick
Technology works better with people in your corner.
Most systems look good in a demo. What matters is how they hold up after you go live, and who picks up when they don’t.
“That’s the measuring stick:”
Does the technology do what it says it can do?
We match every system to how you actually run and tell you plainly where it falls short, before you commit.
And how available are the people behind it?
Keith is your direct line, and our team knows your setup, so help comes from people who have seen your system before.
Setup matched to how you run
We build the system around your menu, your floor and your workflow, not a generic template.
Training so staff use it right
Our team trains your staff, so the features you’re paying for actually get used.
A real person who answers
When something breaks on a Friday night, you call or text Keith, not a ticket queue.
Kept current as you change
New menu, new location, new hours: we update the setup with you as the business grows.
Why work with us
A partner, not a vendor.
Busy owners are managing staff, inventory and customers. Vendors often make technology harder with jargon, or disappear after setup. Our team learns how your business runs, recommends what fits, sets it up properly and stays involved as you grow, with Keith as your direct line.

Service
Our team handles setup for you, from the application to the first transaction.
Support
Call or text Keith directly when something comes up.
Transparency
Clear pricing and statements you can actually read.
Options
Multiple POS systems and processors, so you aren’t locked into one.
Free statement review
Bring a statement.
Leave with a clear answer.
Book a 15-minute call, or call or text Keith directly. We’ll show you your effective rate and whether a change makes sense. If it doesn’t, we’ll tell you.

